The Cincinnati Bankruptcy Blog
A Chapter 13 Payment Plan Example
August 17th, 2019
Everyone who is thinking about filing a Chapter 13 Bankruptcy Case always wants to know how much their Chapter 13 Plan payment will be. Often times, if their financial situation is extremely complex, that is virtually impossible to do until their Ban…
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Categories: Chapter 13 Bankruptcy
How Much Cash Can You Keep In Chapter 13 Bankruptcy?
August 17th, 2019
A frequent question asked by Clients filing Chapter 13 Bankruptcy Clients is how much cash they can keep. Chapter 13 Bankruptcy is different from Chapter 7 Bankruptcy insofar as the Chapter 13 Trustee doesn’t take your property. Instead, in a C…
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Categories: Chapter 13 Bankruptcy
Why Is My Chapter 13 Plan Lasting Longer Than Expected?
August 3rd, 2019
The Chapter 13 Plan provides the manner in which each of your creditors will be treated and how much they will be paid. When your Chapter 13 case is first filed, your Bankruptcy Attorney drafts a Chapter 13 Plan which estimates the amount of debts yo…
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Categories: Chapter 13 Bankruptcy
What Documents Do I Need to File Bankruptcy?
July 18th, 2019
When you file a Bankruptcy Petition, the case is referred to the United States Trustee Program, which is part of the United States Justice Department, and a Trustee is assigned to your case. Cases filed in Cincinnati are part of Region 9 of the Unite…
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Categories: Bankruptcy Process
Wage Garnishment and Bankruptcy
July 8th, 2019
Wage Garnishment in Ohio Wage Garnishments are often the final straw which forces an individual to seek Bankruptcy Protection. When you are already struggling with financial problems, having a large portion of your wages taken by a creditor just make…
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Categories: Bankruptcy Process
Dealing With Medical Bills Through Bankruptcy
July 4th, 2019
Medical Bills can be a source of terrible financial stress. Millions of Americans have struggled with the costs of medical treatment. In fact, one study shows that 6 in 10 Americans have suffered financial hardships because of the cost of medical tre…
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Categories: Chapter 13 Bankruptcy
Does Bankruptcy Ruin My Credit?
June 23rd, 2019
One of the most common issues, holding people back from filing Bankruptcy, is the misconception that Bankruptcy ruins your credit forever. Nothing could be further from the truth. In fact, for most people with high amounts of debt and derogatory mark…
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Categories: Bankruptcy Process
Bankruptcy Myths
June 16th, 2019
BANKRUPTCY MYTHS Many people suffering under financial stress are hesitant to file a Bankruptcy Petition. They are afraid they will lose property that is important to them, that it will ruin their life or they don’t understand the full benefits…
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Categories: Bankruptcy Process
Get Your Drivers License Back Through Bankruptcy
April 28th, 2019
Many people have their Drivers License Suspended when they are at fault in a motor vehicle accident and don’t have insurance to cover the damage to the other driver’s car and their medical expenses. As long as you weren’t found to b…
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Categories: Bankruptcy Process
Discharging Income Taxes in Bankruptcy
January 20th, 2019
Bankruptcy is a very effective means of dealing with Income Tax debts. Although the Dischargeability of actual Income Taxes is the same in Chapter 7 and Chapter 13, there are still some distinct advantages offered by Chapter 13 when confronted with N…
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Categories: Bankruptcy Process