The Cincinnati Bankruptcy Blog

The Difference Between Chapter 13 Bankruptcy & Debt Consolidation Programs

Many people, who are overwhelmed with debt, think Debt Consolidation Programs are better than Chapter 13 Bankruptcy. They could not be more wrong. Here are some major reasons why filing Chapter 13 Bankruptcy is better than Debt Consolidation Programs… Read More
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For Most People With Debt Problems - Bankruptcy Helps Your Credit

BANKRUPTCY USUALLY HELPS YOUR CREDIT Most people think filing Bankruptcy will be the death knell of their credit. In my practice as a Bankruptcy Attorney, it is the single most common concern holding people back from the Financial Freedom they so des… Read More
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Categories: Bankruptcy Process

Stopping Evictions Through Bankruptcy

Bankruptcy is ALL We DO! We provide these Blog posts to inform people about their options based on 25 Years of Bankruptcy Experience. We are here to HELP you. All you need to do is CALL (513) 528-0200. THE EVICTION MORATORIUM IS ENDING Being served w… Read More
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Categories: Bankruptcy Process

Why is My Chapter 13 Bankruptcy Plan Running Long?

Factors Affecting The Length of Chapter 13 Bankruptcy Plans When your Chapter 13 Bankruptcy Case is initially filed, the amount of the Plan payment and the projected length of your Plan is calculated based on a number of factors including: (1) your c… Read More
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Categories: Other

What Should I Do With Extra Cash Before Filing Bankruptcy?

EXEMPTION PLANNING: What are Exemptions?: Exemptions are laws which provide for the retention of certain assets by an individual even if they owe money to creditors. Exempt assets cannot be touched by most creditors and are beyond the reach of a Bank… Read More
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Categories: Other

Credit Counselors vs. Chapter 13 Bankruptcy

Credit Counseling Can Destroy Your Credit Score: For people who have high incomes relative to the amount of debt they are servicing, Credit Counseling can be a viable method of dealing with their debt. But, for most people, Credit Counseling does not… Read More
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Saving Your Car in Chapter 13 Bankruptcy After it is Repossessed

Repossessions And Chapter 13 Bankruptcy: Even if your car has been repossessed, you can get it back as long as you file a Chapter 13 Bankruptcy Petition before the car is sold at auction. Once a vehicle is repossessed, car loan lenders must provide y… Read More
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What Is A Bankruptcy Adversary Proceeding?

The Bankruptcy Adversary Process Clients frequently ask what is an Adversary Proceeding in a Bankruptcy Case? It is somewhat difficult to explain to someone unfamiliar with the Bankruptcy Process, but it can best be described as a separate lawsuit fi… Read More
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Categories: Bankruptcy Process

Where is the Cincinnati Bankruptcy Court?

Follow my blog with Bloglovin The Cincinnati Bankruptcy Court is part of the United States Bankruptcy Court for the Southern District of Ohio. Bankruptcy cases are part of the Federal Court System rather than the Courts of the individual States. So,… Read More
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Categories: Bankruptcy Process

What Can You Keep In Chapter 13 Bankruptcy?

One of the biggest concerns facing people contemplating Bankruptcy is what property they can keep. Chapter 13 Bankruptcy allows people to keep many things they would lose if they chose to seek bankruptcy protection under Chapter 7 of the Bankruptcy C… Read More
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