20. Chapter 13 Bankruptcy Only Stays on Your Credit 7 Years While Chapter 7 Bankruptcy Lasts 10 Years

Chapter 13 Bankruptcy Cases only remain on your Credit Report for 7 Years. Chapter 7 Bankruptcy Cases, on the other hand, stay on your Credit Report for 10 Years. That means Chapter 13 Bankruptcy will get you back to a normal Credit Score more quickly than Chapter 7 Bankruptcy.

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